What Is Classic Auto Insurance?

Classic auto insurance is a type of liability coverage that covers the damage you cause if you hit another person’s property or injure them as part of an accident with your classic car. This type of coverage offers protection against collision, comprehensive, medical payments and uninsured/underinsured motorist coverage when used correctly.

Who Is Classic Auto Insurance For?

This kind of car insurance is perfect for people who own a classic car and want to protect themselves financially if they get into an accident.

It’s also for people looking for lower monthly payments over a long-term period because classic auto insurance can be spread out with low rates on premiums and deductibles.

How Does Classic Auto Insurance Work?

Classic auto insurance is usually only available through the company that you purchase the car from or insured by, which makes sense as this type of coverage was designed specifically for classic cars – unlike standard policies that cover all types of vehicles.

To receive your certificate of liability protection under classic vehicle coverage, you must show proof of ownership, such as a title transfer document or registration card indicating the year model and make/model in question.

What Are The Different Types Of Coverages, And What Are The Major Benefits?

Insurance coverage generally includes comprehensive, collision, and liability. Comprehensive coverage can include theft and vandalism protection as well as towing expense reimbursement if your vehicle cannot be moved under its own power. Collision will cover the cost of repairs after an accident. In contrast, a standard liability policy only covers the potential damage you cause to other people’s property or vehicles in accidents where they are at fault.

Classic auto insurance differs from regular policies because it includes benefits such as roadside assistance, including locksmith services, replacement tires, or battery jump-starts. For example, this could come in handy if your key is locked inside the vehicle on a hot day!