The answer really depends on several factors — including your business size, industry, location, and level of risk exposure. Every company is unique, so your coverage should be tailored to your specific needs.

That said, there are a few essential coverages that most businesses should start with as a baseline.

The first is General Liability Insurance, which helps protect your business from claims involving bodily injury or property damage.

Next, you’ll want to consider Commercial Property Insurance, which covers your physical assets — like your building, equipment, and inventory — in case of fire, theft, or other covered losses.

A Business Owner’s Policy, often called a BOP, conveniently combines general liability and property coverage into one affordable package, making it a popular choice for small and midsized businesses.

And finally, there’s Workers’ Compensation Insurance. The moment you hire your first employee, most states — including Nevada — require you to have workers’ comp coverage in place. It helps protect both you and your employees if a workplace injury or illness occurs.

If you’re unsure which coverages are right for your company, the team at Branch Insurance Group in Las Vegas can help you review your risks and build a policy that fits your business perfectly.

We’d be happy to review your insurance coverage options with you! Give us a call at (702) 646-2082 or visit https://branchinsgroup.com.