Ask an Agent- Comprehensive vs Collision Coverage

Hey, Gaby. Yes, ma’am. Hey, can you tell me the difference between comprehensive and collision coverage? Yes.

So collision is basically when you collide your vehicle with another object or you hit another car or a wall and the comprehensive is basically anything besides collision like fire, vandalism, your car got stolen, anything like that.

It’s not required or mandatory, but if you are leasing your auto through a finance company, then it is mandatory to have a comprehensive and collision coverage.

Also, the deductibles with the comprehensive and collision is either 250, 500, 750 or 1000 it depends on the carrier and deductible means that that’s what you will have to pay out of pocket to place a claim. Thank you. You’re welcome.

We’d be happy to review your insurance coverage options with you! Give us a call at (702) 646-2082 or visit