A Business Owner’s Policy, often called a BOP, is a bundled insurance package designed to give small and mid-size businesses the essential coverage they need at a more affordable price. Instead of buying multiple policies separately, a BOP combines the most important protections into one.

A standard BOP typically includes:
General Liability Insurance – This covers things like customer injuries, property damage, and certain legal claims against your business.

Commercial Property Insurance – This protects the physical assets of your business, such as your building, equipment, furniture, and inventory.

Business Interruption Insurance – This helps replace lost income and covers operating expenses if your business is unable to operate due to a covered loss.

A BOP is usually a great fit for low-risk businesses, especially those in office, retail, or similar environments. Most carriers design BOPs for companies with fewer than 100 employees or less than $1 million in annual revenue, though guidelines can vary.

If you’re unsure whether your business qualifies, we’d be happy to help you figure it out.

For a personalized review of your insurance options, give us a call at (702) 646-2082 or visit branchinsgroup.com.